Specialist landlord insurance
Designed by you
As a Landlord you want to feel confident your rental investments are safe and secure. Frontier offers you protection and peace of mind - keeping things simple and clear - no hidden fixed limits or exclusions. What you see, is what you get.
Keeping it simple
We offer one product - an online self-service solution - allowing you to design your own cover that you can adjust and manage over time. We’ve simplified and personalised the wording too. Read it before you buy - it’s made especially for you.
Instant online quote
With 24 hour access, you can quote online, for an instant price based on your need and circumstance. Our policies can cover buildings, contents and personal possessions and a variety of exceptional items.
What others say:
Very easy way to enter details of multiple properties for landlord insurance. Good system to retain then retrieve and modify previous quotes. Good value too - I plan to use it again next year.
Andrew
Simple & straight forward. Really like the website which allows you to develop bespoke insurance for your needs.
Harj Josson
What sets us apart
We offer customers our best price, every time. No haggling, quibbling or hidden costs. We’re compact on price without compromising on service.
Free changes
We may ask for an initial set-up fee when you first purchase. This is to share some of the non-refundable costs incurred. It’s all included and shown in any price we quote. Thereafter, we don’t charge any fees to make changes, cancel or renew. You only pay for any additional premium due. You fully control the cover you buy.
What is covered?
- UNLIMITED (sum insured for Essentials product) Buildings
(except flats)
- UNLIMITED (sum insured for Essentials product) Everyday Landlords Contents
(items below £1,500 in value)
- £2m Public Liability
- Loss of rent / alternative accommodation
For damage caused when things like the following happen:
- Fire, lightning and explosion
- Subsidence, heave and landslip
- Burglaries
- Vandalism
- Plumbing leaks inside the home
- Flooding from outside
- Impacts from vehicles
- Flying objects or falling trees
Ways you can refine cover
- Accidental damage
- Malicious damage / theft by tenants
- Outbuildings
- Legal expenses
- Landlord Home Emergency cover
Check the full policy wording to confirm cover before making any purchase
Frequently asked questions
AI-generated responses are for general guidance only and may be inaccurate. Please refer to your policy documents for the most accurate information.What does landlord insurance cover that home insurance does not?
Landlord insurance is designed for properties that are rented to tenants rather than occupied by the owner. It may include cover for risks linked to tenants, such as malicious damage by tenants, loss of rental income following an insured event and optional legal expenses cover.
Do I need landlord insurance if I rent out property?
If a property is rented to tenants, it should be insured under a policy that reflects that use. A standard owner-occupied home insurance policy may not cover letting activity. While landlord insurance is not legally required, many mortgage lenders require appropriate buildings cover for rental properties.
Does landlord insurance cover tenant damage to my property?
Some landlord policies allow cover for malicious damage or theft caused by tenants if that option has been included in the policy. Damage caused by wear and tear or poor maintenance is not normally covered by insurance.
Can I insure multiple rental properties on one policy?
Frontier policies are usually arranged on a per-property basis. Each property is insured under its own policy so the sums insured and risk details accurately reflect that address.
Are tenant belongings covered under my landlord insurance policy?
No. Landlord insurance normally covers the building and any contents owned by the landlord. Tenants are responsible for arranging their own contents insurance to protect their personal belongings.
What factors affect the cost of landlord insurance premiums?
The price of landlord insurance depends on factors such as the property location, rebuild value, tenant type, construction type and previous claims history. The level of cover and any optional add-ons will also affect the premium.
Does landlord insurance cover legal expenses and eviction costs?
Legal expenses cover can sometimes be added as an optional feature to help with certain legal costs linked to disputes or eviction proceedings, subject to the policy wording and claims acceptance.
3 Steps to claim
Claims can be made online 24-7 with a dedicated UK based team ready to speak to you in your time of need.
Login and briefly tell us what happened
Our friendly team will validate your claim
Receive payment, replacement or repair
Fee table correct at February 2019