Specialist static caravan insurance
Designed by you
Static Caravan Insurance is intended to protect your static caravan - whether owner occupied, a holiday home or an investment let. With Frontier we keep things simple and transparent, offering new for old, on all units - irrespective of age.
Keeping it simple
We offer one product - an online self-service solution - allowing you to design your own cover that you can adjust and manage over time. We’ve simplified and personalised the wording too. Read it before you buy - it’s made especially for you.
Instant online quote
With 24 hour access, you can quote online, for an instant price based on your need and circumstance. Our policies can cover buildings, contents and personal possessions and a variety of exceptional items.
What others say:
Simple application and best price for my static caravan on market.
Rosemary Gregory
Very simple and easy to use website, insured my static mobile home on my private land with no problems at all...price was very reasonable with great cover options, love the idea you can add or remove different parts of the policy to fit our needs…
Russell Smyth
What sets us apart
We offer customers our best price, every time. No haggling, quibbling or hidden costs. We’re compact on price without compromising on service.
Free changes
We may ask for an initial set-up fee when you first purchase. This is to share some of the non-refundable costs incurred. It’s all included and shown in any price we quote. Thereafter, we don’t charge any fees to make changes, cancel or renew. You only pay for any additional premium due. You fully control the cover you buy.
What is covered?
- UNLIMITED (sum insured for Essentials product) Park Home Buildings
- UNLIMITED (sum insured for Essentials product) Everyday Contents
(items below £1,500 in value)
- Site clearance, delivery and re-siting
- New for old replacements
- £2m Public Liability
For damage caused when things like the following happen:
- Fire, lightning and explosion
- Subsidence, heave and landslip
- Burglaries
- Vandalism
- Plumbing leaks inside the home
- Flooding from outside
- Impacts from vehicles
- Flying objects or falling trees
Ways you can refine cover
- Accidental damage
- Personal possessions
- Everyday Contents cover
(items above £1,500 in value)
- Garden contents
- Outbuildings
- Business Use
- Legal expenses
- Home Emergency cover
Check the full policy wording to confirm cover before making any purchase
Frequently asked questions
AI-generated responses are for general guidance only and may be inaccurate. Please refer to your policy documents for the most accurate information.What is the difference between static caravan and touring insurance?
Static caravan insurance is designed for a caravan that stays on a site, while touring cover is for caravans you tow and move around. The risks differ, so the cover, security requirements, and claims assumptions are not the same.
Does static caravan insurance cover theft and vandalism?
It often can, provided those perils are included and any security conditions are met. Claims commonly depend on evidence of theft or forced entry, and accurate security details on the policy are important.
Can I get year-round cover for my static caravan?
It depends on how the caravan is used and the site rules, but year round cover can be available where the insurer is comfortable with occupancy and risk. If it is rented out, used as a holiday let, or left empty for long periods, those details must be declared so the policy matches the use.
What security measures are required for static caravan insurance?
Requirements vary, but insurers typically focus on door and window locks and, in some cases, alarms, depending on location and theft risk. If anything changes, update the policy details so cover remains aligned to the risk.
How is static caravan value determined for insurance claims?
Usually by the insured value shown on the policy or the cost to replace the caravan (depending on how the insurer settles claims), rather than the pitch value or what you paid including site fees. If you add upgrades, make sure they are reflected in the insured value or declared items where required.
Can I insure an older static caravan over fifteen years?
Sometimes. Age can affect underwriting appetite, terms, and what cover is offered, and insurers often look more closely at condition and maintenance for older units because gradual deterioration is not what insurance is designed to cover.
How do site fees affect my static caravan insurance policy?
Site fees themselves are not usually an insured loss under standard cover, but site rules can affect how the caravan can be used, occupied, or secured, which can in turn affect the terms and conditions of your policy.
3 Steps to claim
Claims can be made online 24-7 with a dedicated UK based team ready to speak to you in your time of need.
Login and briefly tell us what happened
Our friendly team will validate your claim
Receive payment, replacement or repair
Fee table correct at February 2019