Specialist park home insurance
Designed by you
Park Home insurance is intended to protect your park home - whether a single or double unit, owner occupied, a holiday home or an investment let - with peace of mind and confidence. With Frontier, we keep things simple and clear: offering new for old, on all units - irrespective of age.
Keeping it simple
We offer one product - an online self-service solution - allowing you to design your own cover that you can adjust and manage over time. We’ve simplified and personalised the wording too. Read it before you buy - it’s made especially for you.
Instant online quote
With 24 hour access, you can quote online, for an instant price based on your need and circumstance. Our policies can cover buildings, contents and personal possessions and a variety of exceptional items.
What others say:
Very easy to use site, cheaper by far than our existing park home insurance company. Policy documentation easy to read and understand. Will be recommending this company to my friends on the park where we live.
Trevor Colton
Simple and efficient, at my age I need this. 73
Alan Robinson
What sets us apart
We offer customers our best price, every time. No haggling, quibbling or hidden costs. We’re compact on price without compromising on service.
Free changes
We may ask for an initial set-up fee when you first purchase. This is to share some of the non-refundable costs incurred. It’s all included and shown in any price we quote. Thereafter, we don’t charge any fees to make changes, cancel or renew. You only pay for any additional premium due. You fully control the cover you buy.
What is covered?
- UNLIMITED (sum insured for Essentials product) Park Home Buildings
- UNLIMITED (sum insured for Essentials product) Everyday Contents
(items below £1,500 in value)
- Site clearance, delivery and re-siting
- New for old replacements
- £2m Public Liability
For damage caused when things like the following happen:
- Fire, lightning and explosion
- Subsidence, heave and landslip
- Burglaries
- Vandalism
- Plumbing leaks inside the home
- Flooding from outside
- Impacts from vehicles
- Flying objects or falling trees
Ways you can refine cover
- Accidental damage
- Personal possessions
- Everyday Contents cover
(items above £1,500 in value)
- Garden contents
- Outbuildings
- Business Use
- Legal expenses
- Home Emergency cover
Check the full policy wording to confirm cover before making any purchase
Frequently asked questions
AI-generated responses are for general guidance only and may be inaccurate. Please refer to your policy documents for the most accurate information.Is park home insurance different from standard home insurance?
Yes. Park homes have different construction and risk factors, so insurance is usually structured differently to standard bricks and mortar home cover. Policies often focus on the unit itself, your contents, and site related practicalities, with terms shaped by how and where the park home is sited and occupied.
What does park home insurance typically cover?
Cover commonly includes damage to the park home from insured events (for example fire, storm, flood, and theft, depending on the policy), plus optional contents cover. Some policies also include costs linked to clearing the site after a major loss, or reconnecting services, but this varies by insurer and wording.
Can I get contents insurance for my park home?
Yes. Contents cover is normally based on the replacement cost of your belongings, and higher value items may need to be specified depending on the policy terms and item limits.
What security requirements apply to park home insurance policies?
Security requirements vary by insurer and can depend on location and claims history. Expect questions about door and window locks and any alarms. The important thing is that the security details declared on the policy match reality, because inaccuracies can cause problems at claim stage.
How is park home value calculated for insurance purposes?
It is normally based on the cost to repair or replace the unit, not its resale value on the park. If you are unsure, a valuation from a park home specialist can help you avoid underinsurance.
What is not covered by standard park home insurance?
Common exclusions often mirror standard home insurance principles, for example gradual deterioration, damp or rot over time, pests, and damage linked to lack of maintenance. Some risks may also be limited depending on occupancy, condition, and how long the unit is left unoccupied.
Does park home insurance include liability coverage for visitors?
Many policies include some level of liability cover, but the limit and scope depend on the wording. If liability cover matters to you, check your policy schedule and wording to confirm what is included.
3 Steps to claim
Claims can be made online 24-7 with a dedicated UK based team ready to speak to you in your time of need.
Login and briefly tell us what happened
Our friendly team will validate your claim
Receive payment, replacement or repair
Fee table correct at February 2019